Realize that Carlos Ring and Exit Realty are not attorneys or work for the U.S. government and the advice I am about to give will not ensure prevention of foreclosure.  If you are currently behind on your mortgage or at risk of missing a mortgage payment, there are a few things you can do to help you prevent foreclosure.

1. NEVER ignore calls or letter from your lender, mortgage company or financial institution.
2. Don't feel scared or shame as this is happening to Americans throughout the nation.  Get help!
3. Seek legal advice as well as advice on how this will affect you with taxes.
4. Think about what you want to do in regards to your home, do you want to sell it or save it and stay?
5. Never hire a rookie to handle a potential short sale, it could cost you your home and possibly a foreclosure.
6. Price the property right the first time, losing market time could possibly cause you to lose your home.
7. Be prepared to prove hardship, financials and other items that might be requested by the bank.  Start searching for these docs.

Remember banks are on their own time line and there are really no rules for the banks to follow.  While you as a home owner might have to provide additional information know working with Carlos Ring you have someone on your side.  Carlos Ring will

1. Evaluate your financial situation and crunch the numbers
2. Will help you determine whether a short sale is right for you
3. Will request docs and submit a short sale package to the bank
4. Will stay on hold and stay on the phone until you receive answers
5. Will make sure bank stays on their own time lines
6. Will be there from the listing period to closing.

To find out all the additional services Carlos Ring offers when selling short sales give him a call, email or text!  Carlos has helped home owners successfully and he wants to help you too! 

Daytona Beach Short Sale Specialist |Port Orange Short Sale Expert | Daytona Short Sale REALTOR | Short Sale real estate agent | Daytona Beach Short Sale Expert | Port Orange Short Sale Specialist | Ponce Inlet Short Sale REALTOR

Disclosure For Anyone Considering A short sale in the Greater Daytona Beach Area:  Exit Realty of Daytona and Carlos Ring is not associated with the government, and our service is not approved by the government or your lender.  Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit.

Why Carlos Ring -Short Sale Specialist in Daytona Beach