Florida Licensed Realtor Phone: 386-682-8800 Email Carlos
10-Step Guide To Financing Your Dream Home
The first time you think about becoming a homeowner is the moment you should start financial planning.
To start the home-buying process, you need to figure out where you will get the cash you need to move from renter to owner.
Lenders will carefully check your credit and will rarely approve a loan for someone with seriously bad credit.
When you’re armed with the knowledge of what you can afford, it allows you to make a move when you find a home you love.
Unless you are paying cash for your home, you will have a mortgage payment. There are typically four parts to this monthly mortgage payment.
A smart home purchase begins with knowing the types of loans available and how they fit with your particular financial plan.
Your purchase offer will become a binding sales contract. The offer should contain every element needed to serve as a blueprint for the final sale.
Between signing a contract and finally getting your keys, follow through to make sure the loan process flows smoothly.
You never know when you’ll need it, but you must have it. Find out more about your home insurance options.
Before you’re handed the keys to your new home, you’ll close on the property. The more you understand about the closing process, the easier it will be.